© 2017 Ken Holmes

WISDOM

SOME LEVEL HEADED ADVICE

There is a beneficial way to set how your premiums are paid for your insurance. Most policies are issued with stepped premiums ... but there is another effective system that gives the same cover but in the long-term delivers substantial savings - these are known as level premiums. How do you know which premium is right for you?


Getting advice on what the right premium structure you use ensures that you’re getting the best Insurance policy for your circumstances. Contact me for invaluable advice.

 

REVIEWS

The types of insurance products available have changed dramatically in the last 20 years. Insurance policies are now available in many forms. Each type has unique characteristics that may be better suited for some situations than others.

 

 A review helps determine if existing coverage is adequate or if a new version may be superior in performance, cost effectiveness, and compatibility.  A review of your insurance may result in your desire to exchange your current coverage for different coverage. 

 

THE BENEFITS OF USING AN ADVISER

There is nothing wrong with buying direct on-line insurance, however, if you deal with an adviser, there are certain services and protections you are going to get that an on-line insurance service simply cannot provide.

 

THE FACTS

Statistics give an insight into how we should calculate and prepare for events yet to happen. They are a good indicator of the likelihood of requiring forward cover that permits us to enjoy continued financial freedom

 

CYBER INSURANCE

As an IT professional, you need a level of PI cover that complies with your professional association requirements, standards legislation or to meet the requirements of your clients. Indeed, your client may insist that you hold PI insurance before they consider offering you a contract.